The Federal Reserve Just Cut the Rate by 0.25%
Here's what truly moves the housing market right now: Rates are holding steady around 6.3% because mortgage rates don't follow Fed rates; instead, they follow the 10-year Treasury yield.
Where are the opportunities for buyers right now?
It's in the calendar, not the rates.
Many buyers tune out during the holidays and plan to "wait until Spring" before starting their search. The unintended side effect is that when Spring arrives, everyone jumps back in at the same time, which inevitably leads to more competition and bidding wars.
This creates a quiet "sweet spot" for you.
Whether you look during the holidays or get ready for a January start, you have a chance to shop without the crowd and take advantage of
✅ More Seller Concessions
✅ Maximum Negotiating Power
✅ Access to Price Reductions
Realtor.com is forecasting home prices to rise another 2% in 2026. If you find something now (or in January), you lock in today's price without the Spring frenzy.
I can send you a list of homes in your area that have had their prices reduced to browse now. Price-Reduced Homes
