Mortgage

March 17, 2024

Home shopping? Get Pre-Approved!

Getting pre-approved is crucial if you're to buy a home this year.

When you are planning to buy a home, you may need to finance your purchase with a mortgage loan. To do this, you need to obtain mortgage preapproval from a lender. The lender will check your finances ...

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Feb. 3, 2024

Pros and Cons of a Reverse Mortgage

Evaluating the advantages and disadvantages is essential before deciding if you're considering a reverse mortgage. While advertisements on daytime TV may portray reverse mortgages as a solution to financial freedom in retirement, it's crucial to evaluate the benefits and drawbacks before committing to this type of loan. This ...

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Nov. 5, 2023

How Mortgage Rates Affect Affordability

A small move in mortgage rates can make a big difference in your life-of-loan interest payments. And we just had a BIG move in mortgage rates. So let's talk about your next move.  Get in touch

Mortgage Rates

Your local real estate experts

Are you seeking a home that suits ...

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Oct. 6, 2023

Buy a Home with Potentially Little or no Money Down

Tips for Homebuyers Searching for Mortgages with Less Than 20 Percent Down

When many people start buying a house, they assume putting 20 percent down is required. However, this is not the case, and many lenders and mortgage brokers offer options for borrowers looking for mortgages with a small down ...

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Aug. 21, 2023

Get the Best Deal on Your Home Loan

How to Secure the Best Available Mortgage Rates

Are you experiencing financial stress due to high mortgage rates hovering around 7%? Don't worry; there are ways to secure the best possible deal on your loan. Affordability is a significant concern, especially since 60% of US cities have seen a ...

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July 19, 2023

The Home Buyer’s Guide to Getting Mortgage Ready

Preparing Financially to Buy a Home

Are you planning on buying a home shortly? If so, now is the time to start getting mortgage-ready. Follow these steps to ensure you are prepared to secure the best mortgage for your future home.

Step 1: Check Your Credit Score

Your credit score ...

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July 19, 2023

The Importance of Appraisals

What You Need to Know Before You Buy or Sell

During the closing process, appraisals play a crucial role as they cover various aspects. The appraiser focuses primarily on the condition and quality of the home and its features.

What's in an Appraisal?

To determine the house's value, the appraiser compares it to ...

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April 16, 2022

Must Know Real Estate Terms

Commonly Used Terms in Real Estate and Home Finance

As in most industries, real estate is full of jargon. The myriad terms used in buying or selling a Florida home often add confusion to an already confusing process. Our Florida real estate guides will help you learn the language of ...

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Dec. 6, 2021

Five Steps to Obtaining a Mortgage

First Home Buyer? There's no Magic Shortcut But Buying a Home IS Possible.

Today's lending environment means that processing a mortgage application can be complex. Even those who have purchased homes before may need guidance with the number of steps that lenders, underwriters, and mortgage insurers must all ...

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Feb. 6, 2020

Credit Scores Demystified

Are you thinking of buying a home but need to get your credit on track? Getting started can feel a bit daunting. After all, it can sometimes seem as if credit agencies want to keep you in the dark about how they calculate scores. Not to worry - with some ...

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