Mortgage

Feb. 1, 2026

Preparing Financially to Buy a Home

The Home Buyer's Guide to Getting Mortgage Ready

Finance

Are you planning to buy a home soon? If so, now is the time to start getting mortgage-ready. Follow these steps to ensure you are prepared to secure the best mortgage for your future home.

Step 1: Check Your …

View More
Oct. 19, 2025

Using your savings for a down payment?

Why You Shouldn't Drain Your Savings Account to Cover a Down Payment

If you want to buy a home, you’ll probably need to make a substantial down payment. Putting down 20 percent can help you avoid paying hundreds of dollars each month for private mortgage insurance. You may be …

View More
April 13, 2025

Florida Home Loan Options

Discover the ideal home loan for you without confusion! Learn about the various options available.

Florida Mortgage Resource

The mortgage industry is structured around three main categories of home purchase loans: conventional loans, government-backed loans, and jumbo loans. Each category includes various programs designed to meet homebuyers' unique financial needs.

View More
Posted in Finance, Mortgage
March 26, 2025

Home Finance FAQ's

Home buyers, it's time to turn your dream into reality by owning your home. I understand you have questions, and you're not alone, as many first-time buyers share similar concerns. I've created this straightforward guide to answer home buyers' most common questions.

Mortgage and Loan Resource

Get a Home Loan Without The …
View More
March 18, 2025

Helping Home Buyers Understand Financing

Home Financing

Understand Home Financing

By Melissa Dittmann Tracey

A recent survey by JW Surety Bonds reveals that many Americans, especially renters, are confused about the mortgage process, which causes delays in home purchases. One in three renters reports a lack of knowledge about homeownership, which leads to costly …

View More
Dec. 1, 2024

Today's Listings in Monarch, Palm City

Monarch Country Club is a gated and patrolled ClubCorp golf community in Palm City, Florida. Housing options include golf villas, single-family residences, and estate homes, many with water and golf views.

Check out today's real estate listings in Monarch, Palm City, and then call us at 772-678-1600 to see …

View More
Posted in Mortgage
Oct. 19, 2024

How to Buy a Home with Little or no Money Down

Tips for Homebuyers Searching for Mortgages with Less Than 20 Percent Down

When many people start buying a house, they assume putting 20 percent down is required. However, many lenders and mortgage brokers offer options for borrowers looking for mortgages with a small down payment. 

Get Pre-Approved for …

View More
May 10, 2024

Current & Future Real Estate Trends

Do you wonder what to expect from the Treasure Coast real estate market in 2024? Here's what you need to know:

Existing Home Sales should reach a sales rate exceeding 4.5 million in 2024. Lower mortgage rates will likely attract more buyers and sellers and increase listings and sales.

View More
March 17, 2024

Home shopping? Get Pre-Approved!

Getting pre-approved is crucial if you're to buy a home this year.

When you are planning to buy a home, you may need to finance your purchase with a mortgage loan. To do this, you need to obtain mortgage preapproval from a lender. The lender will check your finances …

View More
Feb. 3, 2024

Pros and Cons of a Reverse Mortgage

Evaluating the advantages and disadvantages is essential before deciding if you're considering a reverse mortgage. While advertisements on daytime TV may portray reverse mortgages as a solution to financial freedom in retirement, it's crucial to evaluate the benefits and drawbacks before committing to this type of loan. This guide will …

View More