Mortgage rates have climbed back to their highest level in a year. As of September 18, 2026, the average 30-year fixed rate is 7.05%, while Freddie Mac's weekly survey puts the average slightly lower at 6.95%—up from 6.17% this time last year. For a $320,000 loan, that difference …

The Home Buyer's Guide to Getting Mortgage Ready

Are you planning to buy a home soon? If so, now is the time to start getting mortgage-ready. Follow these steps to ensure you are prepared to secure the best mortgage for your future home.

Step 1: Check Your …

Why You Shouldn't Drain Your Savings Account to Cover a Down Payment

If you want to buy a home, you’ll probably need to make a substantial down payment. Putting down 20 percent can help you avoid paying hundreds of dollars each month for private mortgage insurance. You may be …

Discover the ideal home loan for you without confusion! Learn about the various options available.

The mortgage industry is structured around three main categories of home purchase loans: conventional loans, government-backed loans, and jumbo loans. Each category includes various programs designed to meet homebuyers' unique financial needs.

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Home buyers, it's time to turn your dream into reality by owning your home. I understand you have questions, and you're not alone, as many first-time buyers share similar concerns. I've created this straightforward guide to answer home buyers' most common questions.

Get a Home Loan Without The …

Understand Home Financing

By Melissa Dittmann Tracey

A recent survey by JW Surety Bonds reveals that many Americans, especially renters, are confused about the mortgage process, which causes delays in home purchases. One in three renters reports a lack of knowledge about homeownership, which leads to costly …

Monarch Country Club is a gated and patrolled ClubCorp golf community in Palm City, Florida. Housing options include golf villas, single-family residences, and estate homes, many with water and golf views.

Check out today's real estate listings in Monarch, Palm City, and then call us at 772-678-1600 to see …

Tips for Homebuyers Searching for Mortgages with Less Than 20 Percent Down

When many people start buying a house, they assume putting 20 percent down is required. However, many lenders and mortgage brokers offer options for borrowers looking for mortgages with a small down payment. 

Get Pre-Approved for …

Do you wonder what to expect from the Treasure Coast real estate market in 2024? Here's what you need to know:

Existing Home Sales should reach a sales rate exceeding 4.5 million in 2024. Lower mortgage rates will likely attract more buyers and sellers and increase listings and sales.

Getting pre-approved is crucial if you're to buy a home this year.

When you are planning to buy a home, you may need to finance your purchase with a mortgage loan. To do this, you need to obtain mortgage preapproval from a lender. The lender will check your finances …