Home Finance

Becoming Wise in the Ways of Home Finance

Take the Guesswork Out of Financing Your Home

The Mortgage Process

Today's stricter lending environment means that processing a mortgage application is more complex than ever, given the number of steps that lenders, underwriters, and mortgage insurers must all complete before the home buyers truly have their financing in place. Having the right lender and loan program is among the first steps you will take toward buying a home. You must understand your mortgage financing options and choose the loan that best suits your income and ability to tolerate risk.

Getting a Loan Pre-Approval vs. Loan Pre-Qualification

If you're like most homebuyers, you will choose to finance your purchase with a mortgage loan. However, by preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage, typically starting with getting pre-approved or pre-qualified for a home loan. Compare Pre-Approval vs. Pre-Qualification

While these two terms sound interchangeable, they are very different. Understanding the differences and when to complete each step is essential but can also be confusing. But don't fret; I can help you every step of the way. I'm only a message away. Get in Touch

Getting pre-approved is crucial for knowing what type of home you can afford. The mortgage lender will use details you provide about your credit, income, assets, and debts to estimate how much mortgage you can afford. These days most sellers will NOT accept an offer without at least a pre-approval letter. So if you are serious about buying, this is the first step towards getting you in your new home.

Get pre-approved now and see what you can borrow. Or apply for a loan today. Our network of preferred lenders and mortgage professionals is ready to help you choose the right loan program with the lowest interest rate and down payment available. Get pre-approved now.

Finding the Right Lender

As soon as you are under contract to purchase a home, commit to working with one lender to complete your mortgage application. Our network of trained and certified loan originators specializes in financing homes in the local Treasure Coast real estate market. They provide fast, professional, courteous, and personal service to help you understand and feel at ease throughout the home buying process from pre-approval through settlement.

Get a Mortgage Pre-Approval

 Your lender will answer your questions, help you select the best financing for your needs, prepare estimates of your closing costs and down payment, calculate payment schedules, and help you determine what price home you can afford. Learn More

Eric Slifkin, Broker Associate

Eric Slifkin, Broker Associate

Serving the Treasure Coast Since 2003

A Broker Associate at Keller Williams Real Estate and the Slifkin Real Estate Team lead, Eric and his experienced agents serve South Florida and the Treasure Coast.

Our service area includes homes for sale in Stuart, Hobe Sound, Palm City, Port Saint Lucie, Jupiter, Tequesta, and the Palm Beaches. We also provide relocation and other real estate services through our global network of Keller Williams referral agents.

 Contact us today to schedule a free consultation. Whether buying or selling a home on the Treasure Coast, we are always happy to meet with you to discuss your wants and needs with no obligation.

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