Know what type of home you can afford Get Pre Approved ✕
Buying a home can be complicated, but we are here to assist you. We have partnered with our preferred lenders to provide free tools and resources to help you navigate the process. Whether you are planning to buy a new home, get pre-approved, refinance your existing home, or build equity, we are here to take the guesswork out of home loans and provide the necessary information to make informed decisions. Home Purchase FAQs
Getting a mortgage today is more complex than ever. Lenders, underwriters, and insurers have many steps to complete. Choosing the right lender and loan is crucial. You should understand your options and pick the loan that suits your income and risk tolerance.
If you're like most homebuyers, you will choose to finance your purchase with a mortgage loan. However, by preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage, typically starting with getting pre-approved or pre-qualified for a home loan.
While these two terms sound interchangeable, they are very different. Understanding the differences and when to complete each step is essential but can also be confusing. But don't fret; I can help you every step of the way. Get in Touch
Getting pre-approved is crucial for knowing what type of home you can afford. The mortgage lender will use details you provide about your credit, income, assets, and debts to estimate how much mortgage you can afford. Nowadays, most sellers will NOT accept an offer without at least a pre-approval letter. So, if you are serious about buying, this is the first step towards getting you in your new home.
If you're considering taking out a loan, we can assist you in obtaining pre-approval and determining the maximum amount you are eligible to borrow. Alternatively, you can apply for a loan directly at this time. Our network of preferred lenders and mortgage experts can help you select the most suitable loan program with the lowest interest rate and down payment that meets your needs. Get pre-approved now.
As soon as you are contracted to purchase a home, commit to working with one lender to complete your mortgage application. Our network of trained and certified loan originators specializes in financing homes in the local Treasure Coast real estate market. They provide fast, professional, courteous, and personal service to help you understand and feel at ease throughout the home buying process from pre-approval through settlement.
Your lender will answer your questions, help you select the best financing for your needs, prepare estimates of your closing costs and down payment, calculate payment schedules, and help you determine what price home you can afford. Learn More