May 10, 2024

Current & Future Real Estate Trends

Do you wonder what to expect from the Treasure Coast real estate market in 2024? Here's what you need to know:

Existing Home Sales should reach a sales rate exceeding 4.5 million in 2024. Lower mortgage rates will likely attract more buyers and sellers and increase listings and ...

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March 17, 2024

Home shopping? Get Pre-Approved!

Getting pre-approved is crucial if you're to buy a home this year.

When you are planning to buy a home, you may need to finance your purchase with a mortgage loan. To do this, you need to obtain mortgage preapproval from a lender. The lender will check your finances ...

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Feb. 3, 2024

Pros and Cons of a Reverse Mortgage

Evaluating the advantages and disadvantages is essential before deciding if you're considering a reverse mortgage. While advertisements on daytime TV may portray reverse mortgages as a solution to financial freedom in retirement, it's crucial to evaluate the benefits and drawbacks before committing to this type of loan. This ...

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Nov. 5, 2023

How Mortgage Rates Affect Affordability

A small move in mortgage rates can make a big difference in your life-of-loan interest payments. And we just had a BIG move in mortgage rates. So let's talk about your next move.  Get in touch

Mortgage Rates

Your local real estate experts

Are you seeking a home that suits ...

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Aug. 21, 2023

Get the Best Deal on Your Home Loan

How to Secure the Best Available Mortgage Rates

Are you experiencing financial stress due to high mortgage rates hovering around 7%? Don't worry; there are ways to secure the best possible deal on your loan. Affordability is a significant concern, especially since 60% of US cities have seen a ...

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July 22, 2023

Marry The House and Date The Rate

Dealing with High Mortgage Rates and Housing Inflation

Is "Marry the house, date the rate" a good strategy?

"Marry the house, and date the rate" means committing to a home for the long term while refinancing the interest rate when it drops. Homeowners should carefully evaluate whether refinancing is worth ...

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July 19, 2023

The Home Buyer’s Guide to Getting Mortgage Ready

Preparing Financially to Buy a Home

Are you planning on buying a home shortly? If so, now is the time to start getting mortgage-ready. Follow these steps to ensure you are prepared to secure the best mortgage for your future home.

Step 1: Check Your Credit Score

Your credit score ...

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Feb. 3, 2022

No More Closing Surprises

Keys to Maintaining Your Credit Score While in Escrow

While waiting for final approval or a "clear to close" mortgage, underwriters will monitor your credit and bank accounts up to the hour of closing to ensure that you have not assumed any new debt that could affect your ability to ...

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Dec. 6, 2021

Five Steps to Obtaining a Mortgage

First Home Buyer? There's no Magic Shortcut But Buying a Home IS Possible.

Today's lending environment means that processing a mortgage application can be complex. Even those who have purchased homes before may need guidance with the number of steps that lenders, underwriters, and mortgage insurers must all ...

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March 29, 2021

Buying Rental Properties Gets Easier with Time

Experience Counts When it Comes to Acquiring Rentals

First-time real estate investors find the approval process is very much the same as financing an owner-occupied property. There's a credit report checked, bank statements and assets are reviewed, and income and employment. Yet, there are some additional guidelines rental property ...

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