Preparing Financially to Buy a Home 

If you’re like most homebuyers, you will need a mortgage to finance your new home. By preparing in advance, you can avoid the typical delays and roadblocks many buyers face when applying for a mortgage.

This also applies to homeowners looking to buy their ...

Keys to Maintaining Your Credit Score While in Escrow

While waiting for final approval or a "clear to close" mortgage, underwriters will monitor your credit and bank accounts up to the hour of closing to ensure that you have not assumed any new debt that could affect your ability to ...

A small move in mortgage rates can make a big difference in your life-of-loan interest payments. And we just had a BIG move in mortgage rates. So let's talk about your next move.  Get in touch

First Home Buyer? There's no Magic Shortcut But Buying a Home IS Possible.

Today's lending environment means that processing a mortgage application can be complex. Even those who have purchased homes before may need guidance with the number of steps that lenders, underwriters, and mortgage insurers must all ...

Experience Counts When it Comes to Acquiring Rentals

First-time real estate investors find the approval process is very much the same as financing an owner-occupied property. There's a credit report checked, bank statements and assets are reviewed, and income and employment. Yet, there are some additional guidelines rental property ...

In July, the average 30-year fixed-rate mortgage fell below 3% for the first time in history.1 And while many Americans have rushed to take advantage of this unprecedented opportunity, others question the hype. Are today’s rates truly a bargain?

While average mortgage rates have drifted between 4% and 5 ...

Converting Your Home Equity Into Cash

Reverse Mortgage Basics

If you are an older homeowner it might be time to think about getting a reverse mortgage. This can be a smart financial decision if you’re looking to convert your home equity into money. Often a better decision than a home ...

If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage. This typically starts with getting pre-approved for a home loan ...

Are you thinking of buying a home but need to get your credit on track? Getting started can feel a bit daunting. After all, it can sometimes seem as if credit agencies want to keep you in the dark about how they calculate scores. Not to worry - with some ...